Located in Ratnagiri and looking for a business loan to expand your business? Well, you are at the right place. Aavas Ratnagiri facility has been offering business loans in Ratnagiri since Oct 2017 now and thousands of Ratnagiri-based MSME units have benefitted with our easy loan process and fast disbursal system.
Irrespective if you already have a business unit in Ratnagiri or plan to start a new venture, Aavas Financiers Ltd. will ensure that all our business loan requirements are fulfilled in Ratnagiri Itself.
Our Ratnagiri facility is located at 106, 1st Floor, Arihant Space Center, Maruti Mandir Circle, Near Lotlikar Hospital, Ratnagiri -415612., you can just walk-in or you can call us at 1800-20-888-20 to find out more about eligibility criteria for a business loan. Or you apply online for an MSME loan at your convenience.
Documents required for taking MSME loan in Ratnagiri
||Driving license, Voter id card, PAN card, Aadhar card, Passport
||Driving license, Voter id card, PAN card, Aadhar card, Passport, Electricity Bill
||Account statement of last 2 months
||Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified letter from the employer, Form 16
|OWNERSHIP PROOF OF BUSINESS
||Office property papers, any government recognised certificates
Business Loan Eligibility Criteria
||Self-employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms
||1.5 lakhs per annum
Also, you can email us at [email protected], and our Ratnagiri-based representative will be in touch with more details like the existing business loan interest rates in Ratnagiri, the same will also help you in answering the questions like what should be minimum turnover to get a business loan in Ratnagiri, how long will it take to get the loan, list of documents needed to get MSME loan in Ratnagiri and any other questions which you might have.
We at AAVAS endeavor to provide best home loans options in Ratnagiri including
MSME Loan in Ratnagiri FAQs
What is the lowest interest rate on a business loan in Ratnagiri
The lowest interest rate on a business loan offered in Ratnagiri is 8.30% for all the leading banks in the city.
How long does it take to get a MSME loan in Ratnagiri?
A business loan in Ratnagiri can be availed within 48 hours after successful submission and filing of all necessary documents and meeting the eligibility criteria.
Are there any charges other than the interest rate that I have to pay to avail the loan?
There are other different types of charges required to be paid to avail of the loan like processing fees, application fees, administration fees, legal fees, etc.
How much is the minimum amount that can be borrowed as business loans in Ratnagiri?
The minimum amount of a Business loan that can be availed of is
10,00,000 where it changes according to the business professions and the organizations from which the loan is being availed.
Is EMI service available to pay small business loans in Ratnagiri?
Yes, EMI service is available to pay for Business loans in Ratnagiri. The amount of EMI may vary on the amount of loan, the tenure it has been taken, and the rate of interest.
How to apply for new business loan in Ratnagiri?
- Filling the application form
- Submission of necessary documents
- Payment of processing fees
- Procurement of loan disbursal papers