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Now earn much higher than before with DHANOTSAV. Hurry! Valid till 31st Dec '22.
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Give Missed Call for Home Loan +91 8303001234
Refer & Earn
Now earn much higher than before with DHANOTSAV. Hurry! Valid till 31st Dec '22.
Click to Refer Now
Owning a home is a dream and in 2022 an easy home loan availability can make this dream a reality. In fact, purchasing own house is also one of the best investments in life. And competitive-interest rates, easy EMIs and quick loan processes have been encouraging more people to buy a house than ever before.
Nonetheless, purchasing a home needs a lot of research and planning like your preferred location and the selection of the best financial institutions that not only give you a best-interest home loan but also provides customised home loans as per your requirement. Aavas Financiers Ltd. is one of those best home loan financial institutions that provide an affordable housing loan. Besides that, it also offers a number of other benefits like speedy approval, easy process, flexible long tenure, competitive interest rates, easy EMI along with minimum paperwork, and fast online services.
Features of Aavas Home Purchase Loan
Anyone fulfilling the below criteria is eligible for a home loan from Aavas.
| Nationality | Resident of India |
|---|---|
| Maximum Loan Tenure | 30 Yrs |
| Employment | Salaried or Self-employed |
| Work Experience | 1 Years or more |
Home loan eligibility depends on factors like age, Income, Tenure and CIBIL score. Check your loan eligibility with the help of our easy to use Home loan eligibility calculator.
Your PAN Card is mandatory, and any one of these:
Your PAN Card is mandatory, and any one of these:
Note 1: For a full list of KYC documents, visit your nearest Aavas Financiers’ Branch.
Note 2: Make sure all your documents are valid (not past expiry date in case of Driving License and Passport)
To get more details about the Documents Required for Home Loan Click Here
Before Aavas empowered us to purchase a good home, we used to live in a one-room house at the community which wasn't conducive to the overall growth of the kids. In fact, even our friends and relatives very reluctant to come and stay with us. Now I have a 2 BHK home, where my kids can study without disturbance, they have ample place to play in the neighbourhood. And now even friends visit us more often. Thanks Aavas for giving us the home loan.
- Rahul from Gujarat
Toll Free
1800-20-888-20
Apply For Home Loan
An individual can get a home loan after following 4 easy steps-
It depends on your earnings and credit history. The more is your yearly earning the more home loan you can get and if you have a good credit history; it will be easy to get the required loan from a bank.
Applicant with a housing loan can get benefits and exemptions in income tax under Section 24 or Section 80C of the Income Tax Act. You can get Rs. 2, 00,000/ under section 24 for interest amount paid and up-to Rs. 1, 50,000/ for principal amount paid in one financial year.
Home loan repayment starts after the construction of home has been started or within one month of loan amount disbursal.
No lender is permitted to offer 100% home financing as per the RBI guidelines. You need to bear some proportion as a down payment as well.
Home loans available in India are:
Aavas Financiers Ltd. is one of those best home loan financial institutions that provide an affordable housing loan. Besides that, it also offers many other benefits such as speedy approval, easy process, flexible long tenure, competitive interest rates, easy EMI along with minimum paperwork, and fast online services.
Call us on Toll free number - 1800-20-888-20 or apply for home loan online on website.
Once the disbursement cheque is created and you receive the loan amount, your home loan EMI will start.
All co-owners of the property are also the co-applicants to the house loan. Usually, co-applicants are close family members.
The tenure of a home loan generally varies from 3 to 30 years.
