Special Offers
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Refer & Earn

Now earn much higher than before with DHANOTSAV. Hurry! Valid only for Oct & Nov'21.

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Construction Loan

Build your home the way you want.

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Home Loan

Loan for your dream home is just a click away!

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MSME Business Loan

Take your business to greater heights with customised MSME Loans

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Floating Rate Loans

All existing borrowers have an option to change the existing applicable spread to the prevailing applicable spread. In case of a partly or fully disbursed loan, the Switch/Conversion fee payable to avail the Switch/Conversion shall be up to maximum of 2% on the principal outstanding (POS) plus applicable taxes.

There will be no switch fee payable on the undisbursed loan amount out of the total contracted loan.

Borrowers have the option to reduce his EMI keeping the residual tenor unchanged OR keep his EMI unchanged and thereby reducing his residual tenor. The reset of spread will be effective from the next cycle date of the following month from the date of switch.

The facility is available only to regular paying borrower with NIL EMI/PEMI due in the Loan Account.

Fixed Rate to Floating Rate and vice versa

All existing borrowers have an option to change the existing Rate Method from Fixed Rate to Floating Rate or vice versa. In case of a partly or fully disbursed loan, the switch/conversion fee payable to avail the Switch/Conversion shall be up to maximum of 2% on the principal outstanding (POS) plus applicable taxes.

There will be no switch fee payable on the undisbursed loan amount out of the total contracted loan.

The facility is available only to regular paying borrower with NIL EMI/PEMI due in the Loan Account.

Fixed Rate Loans

All existing borrowers have an option to change the existing applicable spread to the prevailing applicable spread. In case of a partly or fully disbursed loan, the Switch/Conversion fee payable to avail the Switch/Conversion shall be up to maximum of 2% on the principal outstanding (POS) plus applicable taxes.

There will be no switch fee payable on the undisbursed loan amount out of the total contracted loan.

Borrowers have the option to reduce his EMI keeping the residual tenor unchanged OR keep his EMI unchanged and thereby reducing his residual tenor. The reset of spread will be effective from the next cycle date of the following month from the date of switch.

The facility is available only to regular paying borrower with NIL EMI/PEMI due in the Loan Account.