Located in Shimla and looking for a business loan to expand your business? Well, you are at the right place. Aavas Shimla facility has been offering business loans in Shimla since Oct 2017 now and thousands of Shimla-based MSME units have benefitted with our easy loan process and fast disbursal system.
Irrespective if you already have a business unit in Shimla or plan to start a new venture, Aavas Financiers Ltd. will ensure that all our business loan requirements are fulfilled in Shimla Itself.
Our Shimla facility is located at Rain Basara Building, 1st Floor, Adj. Reliance, Main Road, Opp HDFC Life, Khalini, Shimla-171002., you can just walk-in or you can call us at 1800-20-888-20 to find out more about eligibility criteria for a business loan. Or you apply online for an MSME loan at your convenience.
Documents required for taking MSME loan in Shimla
ID PROOF
Driving license, Voter id card, PAN card, Aadhar card, Passport
ADDRESS PROOF
Driving license, Voter id card, PAN card, Aadhar card, Passport, Electricity Bill
BANK STATEMNT
Account statement of last 2 months
INCOME STATEMENT
Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified letter from the employer, Form 16
OWNERSHIP PROOF OF BUSINESS
Office property papers, any government recognised certificates
Business Loan Eligibility Criteria
PROFESSION
Self-employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms
Our Shimla-based representative will be in touch with more details like the existing business loan interest rates in Shimla, the same will also help you in answering the questions like what should be minimum turnover to get a business loan in Shimla, how long will it take to get the loan, list of documents needed to get MSME loan in Shimla and any other questions which you might have.
We at AAVAS endeavor to provide best home loans options in Shimla including
A home purchase loan in Business Loan In Shimla can be availed in a few steps-
Fill in the application form of the organization you wish to take a loan from.
Submit all the necessary documents required- Residence proof, Photo identity proof, Income statement, Bank statement
Submit the documents of the property against which the loan has to be taken.
Home loan in Business Loan In Shimla disbursement is usually done in 15-30 days but it may take time if any of the documents are incomplete or has an error in it.
The minimum income requirement to get a home loan is 25,000. This amount varies according to different lenders and with different organizations.
The following documents are required to apply for a home loan-
Duly filled home loan application form with 2 passport size photographs
Identity proof (Aadhar card, PAN Card, Driving License, Passport or Voter ID Card)
Residence proof (Aadhar card, PAN Card, Driving License, Passport or Voter ID Card)
Original documents of the property against which the loan has to be taken.
Rain Basara Building, 1st Floor, Adj. Reliance, Main Road, Opp HDFC Life, Khalini, Shimla-171002