Mr. Manu Yeshpal Singh

Chief Executive Officer

Mr. Manu Yeshpal Singh is the Chief Executive Officer of Aavas. He is an accomplished business leader with over two decades of experience in retail lending, housing finance, and consumer banking, spanning Kotak Mahindra Bank, Tata Capital, ICICI Bank, and Tata Motors. His career reflects a unique blend of operational depth, strategic leadership, and P&L accountability across diverse financial products. Prior to leading Aavas, he served as the President & Business Head for Housing Finance at Kotak Mahindra Bank. In this capacity, he oversaw asset franchise of ~₹70,000 crore, steering both scale expansion and bottom-line profitability across the secured lending spectrum. His performance led to two promotions within a five-year window, culminating in his senior elevation in 2024. In an earlier role at Kotak, he led the Salaried Personal Loans business, scaling the portfolio threefold from ₹4,000 crore to ₹12,000 crore while preserving exceptional credit quality.

He began his rapid career ascent at ICICI Bank, where he became the youngest Assistant General Manager (AGM) while managing product structures and overseeing ~₹3,000 crore in monthly inventory funding to original equipment manufacturers (OEMs) for the two-wheeler division. He holds an established professional foundation initiating from his early career tenure with Tata Motors. He spent over a decade at Tata Capital, building and leading substantial consumer portfolios spanning vehicle loans, home equity, mortgages, and commercial vehicle finance. His final mandate at the firm involved managing an ~₹8,000 crore Personal and Business Loans book, alongside heading multi-channel product development, institutional alliances, and digital-enablement architectures.

He holds degree of Master of Business Administration (MBA) in Marketing and a Bachelor’s degree in Engineering (Mechanical).