At Aavas Financiers, our focus is to assist you in the process of acquiring your dream home. Once you select your home, we strive to process the finances as fast as possible.
All you need to do is:
If you have any queries regarding the same or need help in filling the form, our home loan advisors are happy to help you. Your dream home not far away, we at Aavas Financiers are working to get your loan application processed as fast as possible.
In the initial stage, we determine whether you can afford the loan or not. Our highly efficient credit team will look into the case and conduct an income verification process to validate the accuracy of the statements submitted.
The credit history plays an important role in the home loan application, so it is highly recommended to clarify the issues relating to credit before lodging loan application. A credit check will be then carried out to check the credit history, whereby, we will obtain the credit report wherein following details are provided,
Once your credit history is verified, we will instantly sanction your loan. All you need to do is to sign a letter of offer cum acceptance and return it to us. It is highly recommended that you read the documents carefully before signing. This ensures that the information is correct and you understand all the terms and conditions.
A technical officer will evaluate the property that you would like to buy. The assessment is done by a lawyer and a technical officer. Based on that, we will determine whether the property is suited for mortgage lending process.
Once you have accepted our offer a scrutiny will be conducted by our operation team to ensure the veracity of the information submitted.
On receiving the funds, you can start paying your home loan, that is one month after the date of disbursement.