1800-20-888-20 SMS "GHAR"
To 56677
91166-32180
We at Aavas, aspire to bridge the gap between your dream home and reality. We tailor-made for the customers who wish to buy a land or already have a land of their own and want to construct the house of their dreams.

Moreover, application processing through our smart phone application ensure faster processing of your home loan.

Features of Aavas Construction Loan

  • We provide finance for self-construction of residential house.
  • The land may be free-hold or a plot allotted by Development Authority
  • Tranch-wise disbursement as per the stage of construction
  • Attractive interest rates
  • Tenure of up to
    • 30 years for salaried customers (from government/ PSU/ Private sector) with more than 35,000/-
    • 25 years for other salaried customers
    • 20 years for self-employed customers.
  • We are a perfect partner for your preferred property, which may be:
    • Nagar Palika
    • Society Patta
    • Gunthewari
    • Lal Dora
    • Gram Panchayat
  • Integrated branch network that facilitates loan servicing at a branch convenient to you.

 

Documentation

Purpose Documents
Identity, age and address proof 1.       Valid Passport
2.       Voter ID Card
3.       Aadhaar Card
4.       PAN card
5.       Valid Driving LicenseFor the complete list of acceptable KYC documents, please contact nearest Aavas branch
Income Proof Salaried
1.       Salary Slips/ Bank Statements/ Form-16
2.       Salary certificate (cash salaried cases)
 
Self-Employed
1.       IT Returns and/ or Financial Statements of last 3 years
And/ Or
2.       Informal Income Documents
Other Documents 1.       Application form with photograph duly signed
2.       Processing fee cheque
3.       Proof of business existence
4.       Last 6 months bank statements
Property related documents 1.       Title Deeds of the Plot
2.       Proof of no encumbrances on the property
3.       Copy of the plans, approved by the Local Authorities
4.       Construction estimate by an Architect / Civil engineer
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