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Owning a house just got easier with Aavas. With speedy approvals, competitive rates, easy process and minimum paperwork, we help you bring close to your dreams in an easy and hassle-free manner.

 

Moreover, application processing through our smart phone application ensure faster processing of your home loan.     

 

Features of Aavas Home Purchase Loan

·         We offer purchase loan for flat, house or bungalow from builders or Development Authorities as well as resale properties

·         Loan amounts starting Rs 1 Lakh

·         Attractive interest rates

·         Tenure of up to

o   30 years for salaried customers (from government/ PSU/ Private sector) with more than 35,000/-

o   25 years for other salaried customers

o   20 years for self-employed customers.

·         We are a perfect partner for your preferred property, which may be:

o   Nagar Palika

o   Society Patta

o   Gunthewari

o   Lal Dora

o   Gram Panchayat

·         Integrated branch network that facilitates loan servicing at a branch convenient to you.

 

Documentation

Purpose

Documents

Identity, age and address proof

1.       Valid Passport

2.       Voter ID Card

3.       Aadhaar Card

4.       PAN card

5.       Valid Driving License

For the complete list of acceptable KYC documents, please contact nearest Aavas branch

Income Proof

Salaried

1.       Salary Slips/ Bank Statements/ Form-16

2.       Salary certificate (cash salaried cases)

 

Self-Employed

1.       IT Returns and/ or Financial Statements of last 3 years

And/ Or

2.       Informal Income Documents

Other Documents

1.       Application form with photograph duly signed

2.       Processing fee cheque

3.       Proof of business existence

4.       Last 6 months bank statements

Property related documents

1.       Copy of Allotment letter/ Seller’s Agreement

2.       Receipt/s of payment made to builder/ developer

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