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AAVAS FINANCIERS LIMITED (Formerly known as “Au HOUSING FINANCE LIMITED”) was originally incorporated as a private limited company at Jaipur, Rajasthan, under the name of “Au Housing Finance Private Limited” on February 23, 2011.

Company got registered with National Housing Bank (subsidiary of Reserve Bank of India) as a Housing Finance Company (HFC) and awarded the license from National Housing Bank (NHB) in August 2011.

It formally started its operations in March, 2012.

Subsequently, the name of the Company was changed to “Au Housing Finance Limited” due to conversion from a private company to a public company on January 10, 2013.

In March, 2017, the name of the company was changed from “Au HOUSING FINANCE LIMITED” to “AAVAS FINANCIERS LIMITED” (AAVAS) vide fresh Certificate of Incorporation (COI) dated 29th March, 2017.

AAVAS is engaged in the business of providing housing loans, primarily in the un-served, unreached and under-served market which include the States of Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana, Uttar Pradesh, Chattisgarh, and Delhi.

Board of Directors
Our Team
Mr. Sushil Kumar Agarwal

Mr. Sushil Kumar Agarwal

Whole Time Director & CEO
He is heading Aavas Financiers Limited (Formerly known as “Au HOUSING FINANCE LIMITED”) since, its inception. He has vast experience of more than 15 years…

Mr. Krishan Kant Rathi

Mr. Krishan Kant Rathi

Independent Director
He holds a bachelor’s degree with honors in commerce from the Rajasthan University. He is a qualified chartered accountant as a member of the Institute of Chartered Accountants of India.

Mrs. Kalpana Iyer

Mrs. Kalpana Iyer

Independent Director
She is the former director of Positron Advisory Services. She was also the Sr. Vice President at Citibank where she was in charge of the new initiative in retail banking- women’s banking

Mr. Sandeep Tandon

Mr. Sandeep Tandon

Independent Director
Mr. Sandeep Tandon Co-founded Accelyst Solutions Pvt. Ltd. in 2010 and has been its Chief Business Officer since September 1, 2015.

Mr. K. R. Kamath

Mr. K. R. Kamath

Investor Nominee Director (on behalf of “Kedaara Capital”)
Mr. K.R. Kamath is the former Chairman & Managing Director of Punjab National Bank (2009-14). He also served as Chairman of PNB Housing Finance Ltd.

Mr. Vivek Vig

Mr. Vivek Vig

Investor Nominee Director (on behalf of “Partners Group”)
Mr. Vivek Vig is a Post-Graduate from the Indian Institute of Management (Bangalore). Since then he has gained over 30 years of Retail Banking experience in India and different parts of the globe.

Mr. Nishant Sharma

Mr. Nishant Sharma

Investor Nominee Director (on behalf of “Kedaara Capital”)
Mr. Nishant Sharma is a Co-Founder & Managing Director of Kedaara Capital Advisors LLP, an investment advisory firm focused on India.

Mr. Manas Tandon

Mr. Manas Tandon

Investor Nominee Director (on behalf of “Partners Group”)
Mr. Manas Tandon, Managing Director, Private Equity India Manas Tandon is part of the Asia private equity team, based in Mumbai.

Mr. Kartikeya Kaji

Mr. Kartikeya Kaji

Investor Nominee Director (on behalf of “Kedaara Capital”)
Mr. Kartikeya Kaji is a Principal at Kedaara Capital Advisors LLP, a private equity advisory firm focused on India. Kedaara offers solution-oriented capital combining deep strategic

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